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NASDAQ:PYPL

PayPal Holdings Inc. (PYPL)

42.48
-0.03 (0.07%)
as of Jun 18, 2026, 11:43:03 pm Market Open.
181 watching
0
BUY
They're about to allow everyday users to sell anything by using their Venmo accounts
BUY
It used to be growing the top line around 17%. Now they expect to do it at 20%, compounded, over five years. The pandemic has helped accelerate their use. He plans to keep it.
BUY
Digital payments will continue to grow globally. Paypal is continuing to grow and opportunities continue to expand. Countries are moving away from cash to digital payments. The stock looks pricey but relative to cashflow, it is attractive.
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Curated by Michael O'Reilly since 2020.
1550+ opinions with 4.81 rating (one of the best performing expert).

TOP PICK
Stockchase Research Editor: Michael O'Reilly PYPL has seen its digital payment business grow with the pandemic e-commerce and contactless transactions. Earnings growth has been over 10% for 7 of the past 8 quarters. The company is sitting on over $18 billion in cash reserves. Earnings are being released tomorrow, so this has a little bit more short term volatility. We would buy this with a stop loss at $180, looking to achieve $311 -- upside potential exceeding 25%. Yield 0% (Analysts’ price target is $310.53)
PARTIAL BUY
They report next week and he expects a positive report. PYPL will aim to be the bank for billions around the world who don't have a bank. Shares have been erratic because secular growth stories are out of story now. Buy some before the report and some after.
TOP PICK
Huge in the US. Aims to be a member of the 20/20 club: 20% compound revenue growth and 20% compound earnings growth. Increased adoption creates the network effect via e-commerce and online shopping. Inflation protection. No dividend. (Analysts’ price target is $310.53)
HOLD
It's out of favour now in this pro-cyclical rotation. This can sink further, but if you believe in the story long-term, hold on.
WATCH
He's looking at it. Very well positioned in the payment space. Trading at almost 40x, so it's not cheap or for the faint of heart.
DON'T BUY

Paypal earns $3.50-$4.00 per share, which is around 80x earnings. People pay for expectation of flow of cashflow. There is hype in fintech. You must marry the opportunity for the price of it. Fintech presents a big opportunity. However, is the price worth it? Would pass on Paypal, and also on Mastercard even. Too expensive right now.

RISKY
It's the world wide digital bank of the future. Speculative, yes, but it's less risky than before.
WAIT

Likes it and Square. Highly leveraged to growth in e-commerce. Caters to both merchants and consumers. Perpetually expensive, though a bit cheaper recently. Right now, he'd lean toward Visa as a safer way to play the payment space.

BUY

$1.9 trillion stimulus relief passes into law. Never underestimate U.S. consumers wanting to spend. One name that's been under pressure is PayPal lately, trading below the January low of $225. It's bounced a bit. PayPal could be playing catch-up now. Forget about where, but how the consumer will spend.

BUY
Likes it. They had an amazing quarter and guidance, but lacks the valuation support. It offers 17% earnings growth and 20% sales growth in 2021 and trading at 50x PE. This is a good level to get into.
COMMENT

Likes Visa and Mastercard. Both driven by the same metrics. Trans-border transaction volume has declined due to less traveling. Paypal is very e-commerce driven. Has continued to buy Visa with new client money in anticipation for a pickup in leisure and business travel.

COMMENT
A tremendous business and a stock that he has been watching for a while.
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