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NYSE:MA

Mastercard Inc. (MA)

490.94
+1.15 (0.23%)
as of Jun 18, 2026, 11:04:55 pm Market Open.
149 watching
0
BUY ON WEAKNESS

non-FANG suggestion? He likes the payment processing space -- ADP, Paychex, Visa, or Mastercard. He would like to buy on a dip.

SELL ON STRENGTH
Valuations are too high in credit card stocks, but they are well-positioned. Also, there's technology risk from e-payers; the industry is quickly changing. Banks are spending so much on fintech, for example. If you hold MA, you have a winner. Take some profits.
HOLD
Model price is $177.47, and it is 38% above that, but you can't sell this thing. Hold it if you are. He thinks it goes to $317 and holds there for a while.
BUY
Another beauty. Owns Visa instead. Not too late to buy. A lot of disruptors in the space, but Mastercard and Visa are on top of their game and will squash them out. Strong long-term hold. At the end of the day, there's no reason you can't own both MA and V.
PAST TOP PICK
(A Top Pick Dec 06/18, Up 41%) Continues to like it. Slightly more cyclical. 17% growth rate. A toll booth whether credit, debit, or mobile. Long runway. 16 consecutive quarters of positive earnings surprises. Long term shift from cash to digital.
PAST TOP PICK
(A Top Pick Feb 07/19, Up 35%) There is great multi-year secular growth coming still. He will continue to hold.
STRONG BUY
This and Visa look the same. It's had a great run and will continue to run up. Buy and never sell.
BUY
$250-300 is its current range. If it breaks out, the next target is $350. He sees a "rising wedge" with a pullback to $270 then ultimately rising to $350 in the coming year or two.
BUY

MA vs V? He has owned both MA and V and right now he holds Visa -- it simply trades at a cheaper multiple at the moment. It can't go wrong with either. You could buy either, but he slightly favours V.

PAST TOP PICK
(A Top Pick Nov 07/18, Up 30%) Secular shift from cash to digital. Long-term shift. Not cheap, but not extremely expensive either. Toll booth business. Risk is downturn in global economy. Underweight if you think economy is slowing.
HOLD

He owns MA-N, rather than V-N. The chart on V-N looks very supportive as does the chart for MA-N. Don't overthink it, keep holding and buy on any dips.

TOP PICK

He prefers it to Visa, though both are fine. MA boasts more growth. Both dominate payments. Despite new, smart e-payment companies, customers still need a card like MA--cards won't go away soon. For MA, he forecasts 10-12% annual revenue growth for the next 2-3 years and strong free cash flow, growing earnings at 30x 2020's revenues. Chip away at this when you can, because this doesn't pullback much. (Analysts’ price target is $309.22)

BUY

You need to be in this space. He also owns a lot of Visa. But have pulled back recently due to momentum ETFs, and the markets shifted from momentum to value last month. The credit cards are in those ETFs. Visa and Mastercard has done very well for him, so now is a buying opportunity.

COMMENT
He will take profits on this; he's owned it for a long time. MA is a tech stock and seasonality is now into January. It's been consolidating lately, but he sees no breakdown. Not at all. You can take come profits during seasonality.
WAIT
Payment processors are a long-term hold. Have become the market darlings. Rolled over in September with the rest. Tremendously overbought. A mean reversion to the 200-day moving average would be a better time to pick it up, probably over the next few weeks. September to February is the optimal time to hold.
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