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NYSE:V

Visa Inc. (V)

328.63
+1.39 (0.42%)
as of Jun 18, 2026, 11:56:59 pm Market Open.
318 watching
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DON'T BUY
Fintech is suffering. Fairly expensive valuation, and everything was going its way, so he sold. Behind the 8 ball because disruptors are making inroads into their business. Millennials are paying by ways other than credit cards.
PAST TOP PICK
(A Top Pick Nov 12/20, Up 3%) Buying it right now with new client money. See her Top Picks.
TOP PICK
Flat Y/Y. Slowly seeing borders open up. Return of international travel is still to come. Visa has the largest network out there, so it has the scale to benefit from move from cash to digital. Overhang has been anti-trust investigations, but the stock price reflects this. Trades at a significant gap to MA and PYPL. Yield is 0.70%. (Analysts’ price target is $275.29)
BUY
They have not done well over the last couple of years but are still growing at double digits. He considers it and MasterCard to be buys but prefers MasterCard because it is better exposed to faster growing economies.
BUY
The bank named on the credit card, not Visa, takes all the credit risk. A fintech company, paid for each transaction. Expanding global footprint, outstanding margins, market share is great and growing. Core holding.
BUY
It had a bit of a dip in the last week. It is the second interaction they have had with the department of justice. They largely control the payments happening in North America and around the world. He thinks they will be okay from a regulatory perspective. He has been buying it. It is a good opportunity. They make a good amount of revenue off international transactions.
SELL
IPAY, an ETF holding digital payments solutions, has also underperformed. He suspects these companies are being used as a source of cash for things that are more leveraged to the business cycle. Move on to something that will get a little more help from the reflationary cycle. Significant profits from cross-border transactions, and this type of travel hasn't regained its footing yet.
PAST TOP PICK
(A Top Pick Oct 26/20, Up 11%) It's a toll both, not a credit card company. It's a payment system and doesn't carry risk. There's really good growth in mobile payments, and Visa can be part of this as we move to a cashless society. Good growth in Asian and internationally, as well as in B2B. For example, now you can pay services like lawyer with a credit card. You already have buy now, pay later. Good secular growth as credit card usage increases. Travel is another boost coming in 2022. It's a free cash flow machine. Long term, this will continue to grow, so look beyond any short-term issues. If the stock is down, buy.
TOP PICK
Investors were gun shy on their conservative guidance. The name has been overly punished. Great play on both spending, travel, secular trends and fintech. The addressable market continues to expand. Trades at 24x with a 21% growth rate. Priced well relative to growth. (Analysts’ price target is $276.97)
HOLD
It's sold off lately, oversold, and it makes no sense. (Same with Apple.) Stay the course.
PAST TOP PICK
(A Top Pick Nov 06/20, Up 12%) Transition to online and digital payments was very strong through the pandemic. Recovery will benefit. Significant runway to the upside.
BUY
V vs. MA Visa has the European footprint, which has larger critical mass. But the European acquisition has given them some debt. You can buy MA, but you don't get the breadth of offering or as large an opportunity. They both have the same kind of risk.
PARTIAL BUY
Digital is the future. Independent crypto is probably not the future. Governments will still regulate transactions. If there will be competition and alternatives with points programs is a certain risk. Buy a half position due to its recent strength.
BUY
Likes it here and would consider adding. Owns MA instead. At the 200-day MA, decent opportunity to tap into this secular growth space. Growth of EM middle class, plus moving from cash to digital. Travel bumps have hurt, but these names will recover when it gets going again.
BUY
V vs. MS Likes banking in general in the US as well as in Canada, because the economy is improving and this should improve net interest margins. She owns JPM instead of MS, as they've been very well run over time, gorgeous balance sheets, diversified, doing well in capital markets. She likes Visa as well. It will benefit as payment volumes ramp up with more travel domestically and internationally. Since the pandemic, people are using their plastic cards more. Right now, between MS and V, she prefers Visa, as it's lagged the market and its long-term growth profile is more attractive.
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